Back to search

Senior Manager Real Estate Financing

Luxembourg Canton Permanent €110,000 - €130,000 per year View Job Description
Our client is looking for a Senior Manager Real Estate Financing.This is a senior banking leadership role for someone analytical, structured and risk-minded, who can lead a growing team, challenge real estate financing files and ensure that the activity grows in line with the bank's strategy, credit discipline and regulatory expectations.

Updated on 06/07/2026

  • A leadership role with impact on the development of real estate activities
  • Strong exposure to key market players

About Our Client

Our client is a leading universal bank in Luxembourg with a long-standing presence in the local financial sector and a strong reputation across corporate banking, private banking, retail banking and capital markets.

The bank supports a broad range of clients, including entrepreneurs, investors, corporates, family offices and institutional clients.

Job Description

As Senior Manager Real Estate Financing you will :

  • Lead, structure and develop a promising team of banking professionals.
  • Act as a senior technical and managerial reference point for the team, providing guidance, coaching and challenge on complex files.
  • Review, analyze and challenge real estate financing requests before they are submitted to credit committees or decision-making bodies.
  • Ensure that financing proposals are aligned with the bank's strategy, risk appetite, pricing discipline and regulatory framework.
  • Support the team in structuring transactions and assessing key credit risks, including cash flows, collateral, valuations, repayment capacity, LTV, DSCR and downside scenarios.
  • Act as a filter between commercial opportunities and credit approval, ensuring that only relevant and well-structured files move forward.
  • Monitor portfolio quality and identify early warning signals, particularly when projects become more complex or clients face repayment difficulties.
  • Defend the bank's interests in sensitive situations, while working with internal stakeholders to identify pragmatic solutions.
  • Participate in internal risk meetings and, where relevant, discussions with regulators or supervisory stakeholders.
  • Ensure strong understanding and application of banking regulation, internal policies and real estate financing governance.
  • Support knowledge sharing within the team and help junior profiles build stronger technical, analytical and regulatory capabilities.
  • Work closely with senior management and risk stakeholders to ensure that the real estate financing activity remains well controlled and aligned with the bank's strategic priorities.

The Successful Applicant

The ideal candidate Senior Manager Real Estate Financing has :

  • Minimum 8 years of experience in real estate finance, structured finance, corporate banking in a structured environment
  • At least 3 years of experience in team management
  • Proven experience in credit structuring, analyzing and managing complex real estate financing transactions
  • Strong understanding of the Luxembourg banking and real estate environment and regulatory reporting
  • Fluency in French and English
  • Strong leadership and ability to engage teams; hands-on manager, close to the team and present in day-to-day operations
  • Capacity to understand real estate financing mechanics, including project financing, cash-flow analysis, collateral, valuations, LTV and DSCR

What's on Offer

This is an excellent opportunity to join a major banking institution in Luxembourg in a senior leadership role with strong visibility and direct impact on the bank's real estate financing strategy.

The position offers:

  • A key role in the Luxembourg banking and real estate finance market
  • The opportunity to manage and develop a specialized team
  • Exposure to leading developers, investors, funds, family offices and institutional clients
  • Involvement in complex and high-value financing transactions
  • Strong interaction with senior stakeholders, credit committees and business lines
  • The opportunity to contribute to ESG, sustainable finance and transformation projects
  • Long-term career development within a well-established Luxembourg financial institution


Contact
Céline Bartholomé
Quote job ref
JN-072026-7054448

Job summary

Sector
Banking & Financial Services
Sub Sector
Real Estate Acquisitions
Industry
Financial Services
Location
Luxembourg Canton
Contract Type
Permanent
Consultant name
Céline Bartholomé
Job Reference
JN-072026-7054448

PageGroup is an equal opportunity employer committed to workforce diversity, both as an employer as well as a recruitment service provider. Each recruitment decision we make for people we hire and people we place into new roles is based solely on the candidates’ knowledge, experience and skills.