Senior Manager Real Estate Financing

As Senior Manager Real Estate Financing you will :

• Lead, structure and develop a promising team of banking professionals.
• Act as a senior technical and managerial reference point for the team, providing guidance, coaching and challenge on complex files.
• Review, analyze and challenge real estate financing requests before they are submitted to credit committees or decision-making bodies.
• Ensure that financing proposals are aligned with the bank's strategy, risk appetite, pricing discipline and regulatory framework.
• Support the team in structuring transactions and assessing key credit risks, including cash flows, collateral, valuations, repayment capacity, LTV, DSCR and downside scenarios.
• Act as a filter between commercial opportunities and credit approval, ensuring that only relevant and well-structured files move forward.
• Monitor portfolio quality and identify early warning signals, particularly when projects become more complex or clients face repayment difficulties.
• Defend the bank's interests in sensitive situations, while working with internal stakeholders to identify pragmatic solutions.
• Participate in internal risk meetings and, where relevant, discussions with regulators or supervisory stakeholders.
• Ensure strong understanding and application of banking regulation, internal policies and real estate financing governance.
• Support knowledge sharing within the team and help junior profiles build stronger technical, analytical and regulatory capabilities.
• Work closely with senior management and risk stakeholders to ensure that the real estate financing activity remains well controlled and aligned with the bank's strategic priorities.